My Account > Savings and Loan Rates

Loan Rates

Vehicles: 2003 and Newer Models
New and Used Vehicles Models 2003 and Newer Including Cars, Trucks, Vans, RV's, Boats, Campers, Travel Trailers, ATV's, Motorcycles, Snowmobiles & other Secured Loans.
Loan Term Up to 36 months As low as 4.50% APR*
Loan Term Up to 60 months As low as 5.00% APR*
Vehicles: 2002 and Older Models
Cars, Trucks, Vans, RV's, Boats, Campers, Travel Trailers, ATV's, Motorcycles, Snowmobiles & other Secured Loans for 2002 models and older.
Loan Term Up to 36 months As low as 6.75% APR*
Other Loans
Overdraft Protection Loan As low as 12.45% APR*
Unsecured (signature) Loans up to 24-months as low as 9.45 APR*
Home Equity Line of Credit Contact Credit Union For Current Rate*
equal housing lender
All information is subject to change. Contact the credit union for complete fees and terms.
*Loan rates with an asterix are based on applicant's credit worthiness.

Loan ApplicationVisa Application

      > VISA disclosure agreement (please print and keep for your records)
      > VISA Add joint user or request limit increase

All forms may be completed electronically, and should then be printed and returned to:

      Memorial Union Room 138
      2901 University Ave, Stop 8222
      Grand Forks, ND 58202-8222

Rates are current as of June 1, 2010

 

Savings Rates

Share Account - Individual Accounts Insured up to $250,000 by NCUA Rate APY
$25.00 to $2,499.99 0.25% 0.25%
$2,500.00 to $9,999.99 0.50% 0.50%
$10,000.00 and over 0.75% 0.75%
*Declared dividends for second quarter 2010
Term Share Certificates Rate APY
Six Month ($1,000 minimum) 1.00% 1.00%
One Year ($1,000 minimum) 1.25% 1.26%
Two Year ($1,000 minimum) 1.50% 1.51%
*Certificates rates change monthly. This APY is accurate as of July 1, 2010